“You shouldn’t use all your money to pay off your loans.”

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“You shouldn’t use all your money to pay off your loans.”

That’s what my dad told me when I told my parents that I wanted to pay off my student loans as soon as graduating.

My parents were not very good with money. Because of this, I became somewhat good at it. Good enough that I was doing all the things I wanted to, and I never felt like I was “truly” broke.

I did 5 things to pay off my debt. It wasn’t hard. But, it required discipline.

1. I saved up the grant I received from the government

When I applied for a student loan from the government, I…


“I’m not addicted to Instagram.”

Instagram took a lot of my time and energy. If you have this app, chances are, it takes a lot of yours as well.

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My toxic relationship with Instagram

When I was on Instagram, I found that I wasn’t comparing myself to others. But, I posted things that would make others envious of me.

I would spend 45 minutes to 1 hour to pick the “best” photo. Only to get the instant dopamine (the same hormone you get from eating delicious food) boosts from all the “likes”. Over time, this makes you want to do it over and over again. …


If applied, you can use comparing to your advantage

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Since diving into the online side hustles, I can’t help but compare myself to others who look more successful. Heck, it got so bad that I had to quit Instagram altogether.

I’m on a new venture with writing, and I can’t help but compare myself to those who are making tons of money with writing. If you’re new to the online world of writing, I’m sure you’re familiar with this feeling.

I feel like I’m doing the work, but I also don’t see lots of big results.

But then again, I’ve only been on this journey for 3 months.

But…


#4 Stop looking for your passion or your purpose

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Not too long ago, I felt very lost in life. I turned 25, and I was having a quarter-life crisis.

You know, the time you don’t know who you are, what you want to do in life and where you want to be.

None of my peers understood what I felt because I had big aspirations. I wanted to become an entrepreneur and do something that would inspire people.

I was burnout as a nurse, and I was desperate to start making money online, except that it was harder than I thought.

I felt hopeless, sad and I thought I…


It’s only transformative if you practice it consistently.

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I know at least two colleague nurses that started taking antidepressants during the pandemic. A research team led by Dr. Rubin in a Toronto Hospital found that 78% of the nurses felt burnout pre-pandemic. The feelings of burnout of healthcare workers amplified during the pandemic.

In nursing school, we were never warned about the mental distress that nurses could experience. We learned about how to take care of others but not how to take care of ourselves.

The hardest hit for us was in August during the second wave. The staff in our Emergency Department are continuously getting burnout. …


You’ll never know when it will bloom.

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I’m not a plant person. When my fiancé and I moved into our new place, I wanted to buy a new plant for our place. Instead, we got a peace lily as a gift. It’s a low maintenance plant. You water it every 2 days.

In the first month, I didn’t pay much attention to it. I still watered it every 2 days, mostly because it became droopy. She’s being so dramatic again. I’d think. Then one day, all the lilies died, and some of the leaves turned yellow.

I didn’t know a single thing about plants, other than they…


We canceled our wedding plans and bought a place instead.

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We’ve been together for 8 years, and until last year, we’ve been living in our parents’ places. In Asian culture, you can’t live together unless you are married. In September 2019, we got engaged, planned to get married in 2020, and get a place by 2021.

In February 2020, we put a $500 deposit on our wedding venue. That same night, I burst out crying, and I told my partner that I didn’t want a wedding. I felt so bad for losing the deposit. But it was better than spending 60k on a wedding I knew I didn’t want.

I…


It’s the fastest way to become a successful content creator.

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My head is all over the place as I learn how to make money in the online world.

I’m learning how to write well, and I want to share what I’m learning on other platforms like YouTube, Instagram or Twitter. But, as we all know, being on too many platforms becomes too much to manage. It takes a lot of energy, and soon enough, my content’s quality will worsen instead of getting better.

The infamous advice “focus on one thing” isn’t as easy as for me. Because I have a short attention span and I get bored easily. And I’m…


More than ever, we need to be present.

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A sad story

I almost got hit by a car this week on my way to the hospital parking lot after work. It was raining. My jacket’s hoodie was up, and as I glanced to my left, the car swerved to avoid hitting me as he was turning to the lane.

I wasn’t on my phone. I remember that I was looking down while walking. Not present in my body. My head was somewhere else. Because of the rain and my black jacket, the driver almost hit me as he turned left onto the lane.

On the very same day from work, we…


Be the change you wish to see in the world

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I quit Instagram 3 months ago, and since then, I’ve learned so many things about myself and how I want to live my life. I go on full details about why I quit in this article. In a nutshell, I got tired of the ads, mindless scrolling, and I was confused about the online business I wanted to start.

It’s been three months, and I don’t have a business. But I’ve achieved transformative experiences that would otherwise have taken me months to do so.

These are the highlights of how quitting social media taught me about who I was and…

Jerine Nicole

Emergency Nurse + Traveler. I write stories about how I explore life to inspire others. Newsletter on simple and Intentional living -> jerinenicole.substack.com

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